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Real advice from real students on how to succeed at college, presented in an accessible question-and-answer format For the 2 million freshmen who enter college every year, adjusting to life on campus can sometimes be tricky. This real-world guide shows them how to survive and thrive, covering everything from academics and dorm life to sex and money. Drawing on candid interviews with over 100 students, recent graduates, and administrators, author Kenneth Paulsen presents questions that students often face– Does it matter if I attend class? What should I do when my good friend is a bad roommate? Should I accept that great-sounding credit card offer?– and then offers anecdotes, insights, and advice to help them make smart decisions.

A step-by-step guide to eliminating unfavorable debt while improving one's credit rating discusses the differences between good and bad debt and offers advice on how to reduce debt quickly and how to render personal credit as favorable as possible.

Credit card - A credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. A credit card is different from a debit card in that the credit card issuer lends the consumer money rather than having the money removed from an account.

Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.

Credit card fraud - Credit card fraud is one of many forms of fraud involving credit cards, charge cards, debit cards, or prepaid cards.

Credit card number - The numbers found on credit cards have a certain amount of internal structure, and share a common numbering scheme. Credit card numbers are a special case of ISO 7812 numbers.

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